{"id":8090,"date":"2026-02-27T14:39:02","date_gmt":"2026-02-27T14:39:02","guid":{"rendered":"https:\/\/forquestsolutions.com\/staging\/7345\/?page_id=8090"},"modified":"2026-05-21T23:17:59","modified_gmt":"2026-05-21T23:17:59","slug":"financial-services","status":"publish","type":"page","link":"https:\/\/forquestsolutions.com\/staging\/7345\/financial-services\/","title":{"rendered":"Financial Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8090\" class=\"elementor elementor-8090\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-17acee9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"17acee9d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-55 elementor-top-column elementor-element elementor-element-316110bf\" data-id=\"316110bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-327d3846 elementor-widget elementor-widget-heading\" data-id=\"327d3846\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">PROFITCY\u00ae FOR FINANCIAL SERVICES<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53cf7f24 elementor-widget elementor-widget-heading\" data-id=\"53cf7f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">IBM Planning Analytics for Financial Services \u2014 ProfitCy\u00ae by ForQuest<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11cac75b elementor-widget elementor-widget-text-editor\" data-id=\"11cac75b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Purpose-built TM1 planning models for asset managers, wealth management firms, and insurance companies \u2014 AUM-based revenue planning, fee modeling, regulatory reporting, and expense management on IBM Planning Analytics.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf886a6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7cf886a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">AUM-based revenue and management fee planning by fund and client segment<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Policy reserve and claims liability modeling for insurance<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Client and product profitability analysis<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Regulatory stress testing and capital adequacy forecasting<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7608945 elementor-widget-divider--view-line elementor-widget elementor-widget-global elementor-global-8056 elementor-widget-divider\" data-id=\"7608945\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1292ec2f elementor-widget elementor-widget-spacer\" data-id=\"1292ec2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-490768f8 elementor-section-full_width elementor-section-content-stretch elementor-section-height-default elementor-section-height-default\" data-id=\"490768f8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-26e50ab6\" data-id=\"26e50ab6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d4dc437 elementor-widget elementor-widget-heading\" data-id=\"6d4dc437\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">AUM-Based<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2600f1ed elementor-widget elementor-widget-text-editor\" data-id=\"2600f1ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Revenue Modeling<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-5c2d1057 fq-stat-sep\" data-id=\"5c2d1057\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1add347b elementor-widget elementor-widget-heading\" data-id=\"1add347b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Regulatory<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2644c9 elementor-widget elementor-widget-text-editor\" data-id=\"1b2644c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Stress Testing<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-f26438d fq-stat-sep\" data-id=\"f26438d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ba9292b elementor-widget elementor-widget-heading\" data-id=\"7ba9292b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Client<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60bd2ecd elementor-widget elementor-widget-text-editor\" data-id=\"60bd2ecd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Profitability<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e687ef3 elementor-widget elementor-widget-spacer\" data-id=\"3e687ef3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77a76cdc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77a76cdc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5244c6d8\" data-id=\"5244c6d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51354cf4 elementor-align-left elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"51354cf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/get-a-demo\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Industry Demo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-47628d11\" data-id=\"47628d11\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4277044f elementor-align-left elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"4277044f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/profitcy\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">All Industries<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-45 elementor-top-column elementor-element elementor-element-6b9f30c2\" data-id=\"6b9f30c2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f705b83 elementor-invisible elementor-widget elementor-widget-html\" data-id=\"5f705b83\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n\/* === Financial Services Hero Stage \u2014 banking CFO content === *\/\r\n.pfy-fs-stage {\r\n  position: relative;\r\n  width: 100%;\r\n  height: 460px;\r\n}\r\n.pfy-fs-glow {\r\n  position: absolute; top: 50%; left: 50%;\r\n  transform: translate(-50%, -50%);\r\n  width: 380px; height: 380px;\r\n  background: radial-gradient(circle, rgba(59,106,221,0.13) 0%, transparent 70%);\r\n  pointer-events: none;\r\n}\r\n.pfy-fs-capital { position: absolute; top: 5px;   left: 0px;   width: 285px; }\r\n.pfy-fs-stress  { position: absolute; top: 35px;  left: 215px; width: 265px; z-index: 2; }\r\n.pfy-fs-cecl    { position: absolute; top: 325px; left: 10px;  width: 235px; }\r\n.pfy-fs-badge   { position: absolute; top: 10px;  right: 20px; z-index: 20; }\r\n\r\n\/* Tablet \u2014 proportional shrink *\/\r\n@media (max-width: 1024px) and (min-width: 768px) {\r\n  .pfy-fs-stage { transform: scale(0.88); transform-origin: top center; height: 410px; }\r\n}\r\n\r\n\/* Mobile \u2014 flow layout *\/\r\n@media (max-width: 767px) {\r\n  .pfy-fs-stage {\r\n    height: auto;\r\n    display: flex;\r\n    flex-direction: column;\r\n    align-items: stretch;\r\n    gap: 14px;\r\n    padding: 16px 4px;\r\n  }\r\n  .pfy-fs-glow { display: none; }\r\n  .pfy-fs-capital,\r\n  .pfy-fs-stress,\r\n  .pfy-fs-cecl {\r\n    position: static !important;\r\n    width: 100% !important;\r\n    max-width: 100%;\r\n    box-sizing: border-box;\r\n    left: auto !important;\r\n    right: auto !important;\r\n    top: auto !important;\r\n    bottom: auto !important;\r\n  }\r\n  .pfy-fs-badge {\r\n    position: static !important;\r\n    align-self: flex-start;\r\n    margin-bottom: 4px;\r\n  }\r\n  \/* Mobile order: badge \u2192 capital \u2192 stress \u2192 CECL *\/\r\n  .pfy-fs-badge   { order: 1; }\r\n  .pfy-fs-capital { order: 2; }\r\n  .pfy-fs-stress  { order: 3; }\r\n  .pfy-fs-cecl    { order: 4; }\r\n}\r\n<\/style>\r\n\r\n<div class=\"pfy-fs-stage\">\r\n  <div class=\"pfy-fs-glow\"><\/div>\r\n\r\n  <!-- Card 1: Capital Adequacy -->\r\n  <div class=\"pfy-fs-capital\" style=\"background:rgba(255,255,255,0.06);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,0.12);border-radius:12px;padding:18px;box-shadow:0 20px 60px rgba(0,0,0,0.4);\">\r\n    <div style=\"font-size:10px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:#FF6B35;margin-bottom:14px;font-family:DM Sans;\">CAPITAL ADEQUACY \u2014 Q3<\/div>\r\n\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.06);\">\r\n      <div>\r\n        <div style=\"font-size:12px;color:#FFFFFF;font-family:DM Sans;font-weight:600;\">CET1 Ratio<\/div>\r\n        <div style=\"font-size:10px;color:#22C55E;font-family:DM Sans;\">Well-capitalized \u00b7 7.0% min<\/div>\r\n      <\/div>\r\n      <span style=\"font-size:16px;color:#22C55E;font-family:Space Grotesk;font-weight:700;\">12.4%<\/span>\r\n    <\/div>\r\n\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.06);\">\r\n      <div>\r\n        <div style=\"font-size:12px;color:#FFFFFF;font-family:DM Sans;font-weight:600;\">Tier 1 Capital<\/div>\r\n        <div style=\"font-size:10px;color:#22C55E;font-family:DM Sans;\">8.5% min + buffer<\/div>\r\n      <\/div>\r\n      <span style=\"font-size:16px;color:#22C55E;font-family:Space Grotesk;font-weight:700;\">14.2%<\/span>\r\n    <\/div>\r\n\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.06);\">\r\n      <div>\r\n        <div style=\"font-size:12px;color:#FFFFFF;font-family:DM Sans;font-weight:600;\">Total Capital<\/div>\r\n        <div style=\"font-size:10px;color:#22C55E;font-family:DM Sans;\">10.5% min + buffer<\/div>\r\n      <\/div>\r\n      <span style=\"font-size:16px;color:#22C55E;font-family:Space Grotesk;font-weight:700;\">16.8%<\/span>\r\n    <\/div>\r\n\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;padding:8px 0;\">\r\n      <div>\r\n        <div style=\"font-size:12px;color:#FFFFFF;font-family:DM Sans;font-weight:600;\">Leverage Ratio<\/div>\r\n        <div style=\"font-size:10px;color:#22C55E;font-family:DM Sans;\">4.0% min<\/div>\r\n      <\/div>\r\n      <span style=\"font-size:16px;color:#FFFFFF;font-family:Space Grotesk;font-weight:700;\">8.9%<\/span>\r\n    <\/div>\r\n\r\n    <div style=\"background:rgba(34,197,94,0.1);border:1px solid rgba(34,197,94,0.22);border-radius:6px;padding:8px 12px;margin-top:10px;display:flex;justify-content:space-between;align-items:center;\">\r\n      <span style=\"font-size:10px;color:rgba(255,255,255,0.6);font-family:DM Sans;\">RWA<\/span>\r\n      <span style=\"font-size:11px;color:#FFFFFF;font-family:Space Grotesk;font-weight:600;\">$48.2B \u00b7 \u2193 2.1%<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Card 2: Stress Test -->\r\n  <div class=\"pfy-fs-stress\" style=\"background:rgba(15,43,70,0.96);border:1px solid rgba(59,106,221,0.4);border-radius:12px;padding:20px;box-shadow:0 24px 80px rgba(0,0,0,0.5);\">\r\n    <div style=\"font-size:10px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:#FF6B35;margin-bottom:14px;font-family:DM Sans;\">STRESS TEST \u2014 DFAST 26<\/div>\r\n\r\n    <div style=\"font-size:11px;color:rgba(255,255,255,0.45);font-family:DM Sans;margin-bottom:10px;\">CET1 trough by scenario<\/div>\r\n\r\n    <div style=\"display:flex;flex-direction:column;gap:8px;margin-bottom:14px;\">\r\n      <div style=\"display:flex;justify-content:space-between;align-items:center;\">\r\n        <span style=\"font-size:11px;color:rgba(255,255,255,0.55);font-family:DM Sans;min-width:120px;\">Base<\/span>\r\n        <div style=\"flex:1;margin:0 10px;height:6px;background:rgba(255,255,255,0.08);border-radius:3px;overflow:hidden;\">\r\n          <div style=\"width:90%;height:100%;background:linear-gradient(90deg,#3B6ADD,#22C55E);border-radius:3px;\"><\/div>\r\n        <\/div>\r\n        <span style=\"font-size:11px;color:#22C55E;font-family:DM Sans;font-weight:600;min-width:42px;text-align:right;\">11.2%<\/span>\r\n      <\/div>\r\n\r\n      <div style=\"display:flex;justify-content:space-between;align-items:center;\">\r\n        <span style=\"font-size:11px;color:rgba(255,255,255,0.55);font-family:DM Sans;min-width:120px;\">Adverse<\/span>\r\n        <div style=\"flex:1;margin:0 10px;height:6px;background:rgba(255,255,255,0.08);border-radius:3px;overflow:hidden;\">\r\n          <div style=\"width:70%;height:100%;background:linear-gradient(90deg,#3B6ADD,#6DA3FF);border-radius:3px;\"><\/div>\r\n        <\/div>\r\n        <span style=\"font-size:11px;color:#FFFFFF;font-family:DM Sans;font-weight:600;min-width:42px;text-align:right;\">9.4%<\/span>\r\n      <\/div>\r\n\r\n      <div style=\"display:flex;justify-content:space-between;align-items:center;\">\r\n        <span style=\"font-size:11px;color:rgba(255,255,255,0.55);font-family:DM Sans;min-width:120px;\">Severely Adverse<\/span>\r\n        <div style=\"flex:1;margin:0 10px;height:6px;background:rgba(255,255,255,0.08);border-radius:3px;overflow:hidden;\">\r\n          <div style=\"width:50%;height:100%;background:linear-gradient(90deg,#FF6B35,#E55A2B);border-radius:3px;\"><\/div>\r\n        <\/div>\r\n        <span style=\"font-size:11px;color:#FF6B35;font-family:DM Sans;font-weight:600;min-width:42px;text-align:right;\">7.8%<\/span>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div style=\"background:rgba(34,197,94,0.1);border:1px solid rgba(34,197,94,0.22);border-radius:6px;padding:10px 12px;\">\r\n      <div style=\"font-size:10px;color:rgba(255,255,255,0.5);font-family:DM Sans;margin-bottom:2px;\">Capital Plan Output<\/div>\r\n      <div style=\"font-size:11px;color:#22C55E;font-family:DM Sans;font-weight:600;\">All scenarios pass \u00b7 4.5% regulatory minimum<\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Card 3: CECL Forward Provisioning -->\r\n  <div class=\"pfy-fs-cecl\" style=\"background:rgba(255,255,255,0.06);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,0.12);border-radius:12px;padding:14px;box-shadow:0 16px 48px rgba(0,0,0,0.4);\">\r\n    <div style=\"display:flex;align-items:center;gap:8px;margin-bottom:8px;\">\r\n      <div style=\"width:24px;height:24px;background:rgba(59,106,221,0.3);border-radius:6px;display:flex;align-items:center;justify-content:center;\">\r\n        <span style=\"font-size:13px;\">\ud83c\udfe6<\/span>\r\n      <\/div>\r\n      <span style=\"font-size:11px;font-weight:600;color:#FFFFFF;font-family:DM Sans;\">CECL \u2014 Forward 12mo<\/span>\r\n      <span style=\"margin-left:auto;font-size:9px;background:rgba(34,197,94,0.18);color:#22C55E;padding:2px 6px;border-radius:3px;font-family:DM Sans;font-weight:600;\">ADEQUATE<\/span>\r\n    <\/div>\r\n    <div style=\"display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:4px;\">\r\n      <div>\r\n        <div style=\"font-size:10px;color:rgba(255,255,255,0.45);font-family:DM Sans;\">Allowance for Loan Losses<\/div>\r\n        <div style=\"font-size:18px;font-weight:700;color:#FFFFFF;font-family:Space Grotesk;line-height:1;\">$842M<\/div>\r\n      <\/div>\r\n      <div style=\"text-align:right;\">\r\n        <div style=\"font-size:10px;color:rgba(255,255,255,0.45);font-family:DM Sans;\">Coverage<\/div>\r\n        <div style=\"font-size:13px;color:#22C55E;font-family:Space Grotesk;font-weight:700;\">1.74%<\/div>\r\n      <\/div>\r\n    <\/div>\r\n    <p style=\"font-size:10px;color:rgba(255,255,255,0.5);line-height:1.5;margin:6px 0 0;font-family:DM Sans;\">Forward economic overlays applied \u00b7 macroeconomic forecast linked<\/p>\r\n  <\/div>\r\n\r\n  <!-- Status badge -->\r\n  <div class=\"pfy-fs-badge\" style=\"background:rgba(34,197,94,0.14);backdrop-filter:blur(8px);border:1px solid rgba(34,197,94,0.28);border-radius:20px;padding:6px 14px;\">\r\n    <span style=\"font-size:11px;color:#22C55E;font-family:DM Sans;font-weight:600;\">\u25cf Reg Reporting Live<\/span>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-701f684d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"701f684d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-155b79fc\" data-id=\"155b79fc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-488c5c50 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"488c5c50\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">INDUSTRY SOLUTIONS<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d7c7477 elementor-widget elementor-widget-heading\" data-id=\"4d7c7477\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ProfitCy\u00ae Planning Modules Built for Financial Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66641ef7 elementor-widget elementor-widget-text-editor\" data-id=\"66641ef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pre-configured for financial services data hierarchies \u2014 funds, asset classes, client segments, distribution channels, and legal entities \u2014 so your team starts with the right model from day one.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a32edf3 elementor-widget elementor-widget-spacer\" data-id=\"a32edf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-56ead0d4 elementor-section-full_width elementor-section-content-stretch elementor-section-height-default elementor-section-height-default\" data-id=\"56ead0d4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-416e72f6\" data-id=\"416e72f6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b3fd144 elementor-widget elementor-widget-text-editor\" data-id=\"1b3fd144\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:26px;line-height:1;text-align:center;margin:0;\">\ud83d\udcca<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75dc6916 elementor-widget elementor-widget-heading\" data-id=\"75dc6916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">AUM &amp; Fee Revenue Planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4420830 elementor-widget elementor-widget-text-editor\" data-id=\"4420830\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Model management fees, performance fees, and advisory revenues by fund, client segment, and geography with market-linked AUM drivers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-32247b84\" data-id=\"32247b84\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46cb9483 elementor-widget elementor-widget-text-editor\" data-id=\"46cb9483\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:26px;line-height:1;text-align:center;margin:0;\">\ud83d\udccb<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4491d6d9 elementor-widget elementor-widget-heading\" data-id=\"4491d6d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Expense &amp; Headcount Budgeting<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aebc42c elementor-widget elementor-widget-text-editor\" data-id=\"4aebc42c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Investment management, distribution, and operations expense planning linked to AUM growth and revenue targets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-6fb62b6a\" data-id=\"6fb62b6a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22f65c1f elementor-widget elementor-widget-text-editor\" data-id=\"22f65c1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:26px;line-height:1;text-align:center;margin:0;\">\ud83c\udfdb\ufe0f<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d440792 elementor-widget elementor-widget-heading\" data-id=\"7d440792\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Regulatory Capital &amp; Stress Testing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35a2a71c elementor-widget elementor-widget-text-editor\" data-id=\"35a2a71c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Capital adequacy forecasting, liquidity stress testing, and scenario modeling for regulatory submissions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a619c77 elementor-widget elementor-widget-spacer\" data-id=\"7a619c77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5a347bba elementor-section-full_width elementor-section-content-stretch elementor-section-height-default elementor-section-height-default\" data-id=\"5a347bba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-613aaa2\" data-id=\"613aaa2\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47afa9e3 elementor-widget elementor-widget-text-editor\" data-id=\"47afa9e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:26px;line-height:1;text-align:center;margin:0;\">\ud83d\udcbc<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f60070e elementor-widget elementor-widget-heading\" data-id=\"2f60070e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Client &amp; Product Profitability<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12b6be93 elementor-widget elementor-widget-text-editor\" data-id=\"12b6be93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Profitability analysis at the client, product, and relationship manager level with cost allocation and revenue attribution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-6a4b904b\" data-id=\"6a4b904b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-228d910c elementor-widget elementor-widget-text-editor\" data-id=\"228d910c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:26px;line-height:1;text-align:center;margin:0;\">\ud83d\udcc8<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46b4255c elementor-widget elementor-widget-heading\" data-id=\"46b4255c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Claims &amp; Reserve Planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a0adcbd elementor-widget elementor-widget-text-editor\" data-id=\"3a0adcbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Policy lifecycle cost modeling, claims development triangles, and reserve adequacy planning for insurance operations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-65b3f9d6\" data-id=\"65b3f9d6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64f5c43f elementor-widget elementor-widget-text-editor\" data-id=\"64f5c43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:26px;line-height:1;text-align:center;margin:0;\">\ud83e\udd16<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7635485f elementor-widget elementor-widget-heading\" data-id=\"7635485f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">AI-Enhanced Scenario Modeling<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ef67581 elementor-widget elementor-widget-text-editor\" data-id=\"2ef67581\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>AI-powered market scenario analysis, AUM flow forecasting, and anomaly detection on fee revenue vs. plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c9493a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c9493a9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71670ce2\" data-id=\"71670ce2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24649520 elementor-widget elementor-widget-heading\" data-id=\"24649520\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">CLIENT RESULTS<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-262a8840 elementor-widget elementor-widget-heading\" data-id=\"262a8840\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Financial Services Firms Win with ProfitCy\u00ae on IBM Planning Analytics<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-123c5594 elementor-widget elementor-widget-text-editor\" data-id=\"123c5594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Asset managers, wealth management firms, and insurance carriers use ProfitCy\u00ae to model AUM-based revenue, automate board reporting, and consolidate multi-entity financials on IBM Planning Analytics.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6b5f1e39 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6b5f1e39\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-21acc92a fq-photo-card\" data-id=\"21acc92a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f29aa23 elementor-widget elementor-widget-html\" data-id=\"1f29aa23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"display:inline-block;background:rgba(255,255,255,0.12);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,0.22);border-radius:6px;padding:6px 14px;margin-bottom:12px;\"><span style=\"font-size:11px;font-weight:700;color:#FFFFFF;font-family:DM Sans;text-transform:uppercase;letter-spacing:0.8px;\">ASSET MANAGER<\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-177849eb elementor-widget elementor-widget-heading\" data-id=\"177849eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">50% Faster Board Package Delivery<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70f1501a elementor-widget elementor-widget-text-editor\" data-id=\"70f1501a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>PAXcel\u2122 automated AUM and P&#038;L board package preparation \u2014 formatted Excel reports now delivered the day after period close.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-7789697a fq-photo-card\" data-id=\"7789697a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4624480f elementor-widget elementor-widget-html\" data-id=\"4624480f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"display:inline-block;background:rgba(255,255,255,0.12);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,0.22);border-radius:6px;padding:6px 14px;margin-bottom:12px;\"><span style=\"font-size:11px;font-weight:700;color:#FFFFFF;font-family:DM Sans;text-transform:uppercase;letter-spacing:0.8px;\">INSURANCE CARRIER<\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f0e25ab elementor-widget elementor-widget-heading\" data-id=\"4f0e25ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Stress Test Scenarios in Hours, Not Days<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-689aa6 elementor-widget elementor-widget-text-editor\" data-id=\"689aa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>8 legal entity models consolidated into one TM1 platform \u2014 regulatory capital stress tests now run in a single afternoon.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.3333 elementor-inner-column elementor-element elementor-element-4510e613 fq-photo-card\" data-id=\"4510e613\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b2ad24f elementor-widget elementor-widget-html\" data-id=\"2b2ad24f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"display:inline-block;background:rgba(255,255,255,0.12);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,0.22);border-radius:6px;padding:6px 14px;margin-bottom:12px;\"><span style=\"font-size:11px;font-weight:700;color:#FFFFFF;font-family:DM Sans;text-transform:uppercase;letter-spacing:0.8px;\">WEALTH MANAGEMENT<\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56b89616 elementor-widget elementor-widget-heading\" data-id=\"56b89616\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Client P&amp;L for 2,000+ Relationships<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b064c3 elementor-widget elementor-widget-text-editor\" data-id=\"38b064c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Client-level profitability built for the first time in company history \u2014 relationship managers now know which clients are profitable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5ff459ff elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5ff459ff\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-46fb1954\" data-id=\"46fb1954\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d40d997 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1d40d997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View All Case Studies \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c98f4f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c98f4f5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d3e3d25\" data-id=\"3d3e3d25\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d733055 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7d733055\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">READY TO GET STARTED<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44389f76 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"44389f76\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:150}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">See ProfitCy\u00ae Configured for Financial Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-783d8d5e elementor-widget elementor-widget-text-editor\" data-id=\"783d8d5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Book a demo showing AUM-based revenue modeling, regulatory capital planning, and client profitability \u2014 configured for your firm&#8217;s structure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fcbf568 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fcbf568\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5126fdce\" data-id=\"5126fdce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46b62deb elementor-align-left elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"46b62deb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/get-a-demo\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Free Demo \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-11377606\" data-id=\"11377606\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b4c640b elementor-align-left elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"6b4c640b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to a Consultant<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PROFITCY\u00ae FOR FINANCIAL SERVICES IBM Planning Analytics for Financial Services \u2014 ProfitCy\u00ae by ForQuest Purpose-built TM1 planning models for asset managers, wealth management firms, and insurance companies \u2014 AUM-based revenue planning, fee modeling, regulatory reporting, and expense management on IBM Planning Analytics. AUM-based revenue and management fee planning by fund and client segment Policy reserve [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"nf_dc_page":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-8090","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/pages\/8090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/comments?post=8090"}],"version-history":[{"count":28,"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/pages\/8090\/revisions"}],"predecessor-version":[{"id":10079,"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/pages\/8090\/revisions\/10079"}],"wp:attachment":[{"href":"https:\/\/forquestsolutions.com\/staging\/7345\/wp-json\/wp\/v2\/media?parent=8090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}